Reckitt misses fourth quarter forecasts

first_img Show Comments ▼ Reckitt misses fourth quarter forecasts Ad Unmute by Taboolaby TaboolaSponsored LinksSponsored LinksPromoted LinksPromoted LinksYou May LikeMisterStoryWoman Files For Divorce After Seeing This Photo – Can You See Why?MisterStoryUndoTotal PastThe Ingenious Reason There Are No Mosquitoes At Disney WorldTotal PastUndoSerendipity TimesInside Coco Chanel’s Eerily Abandoned Mansion Frozen In TimeSerendipity TimesUndoZen HeraldNASA’s Voyager 2 Has Entered Deep Space – And It Brought Scientists To Their KneesZen HeraldUndoBrake For ItThe Most Worthless Cars Ever MadeBrake For ItUndoBetterBe20 Stunning Female AthletesBetterBeUndoAlphaCute30 Rules That All “Hells Angels” Have To FollowAlphaCuteUndoDefinitionDesi Arnaz Kept This Hidden Throughout The Filming of ‘I Love Lucy’DefinitionUndoTaonga: The Island FarmThe Most Relaxing Farm Game of 2021. No InstallTaonga: The Island FarmUndo Share Wednesday 9 February 2011 2:43 am whatsapp center_img whatsapp Consumer goods group Reckitt Benckiser said it is aiming for above industry growth in 2011 despite rising input costs and tough economies after fourth quarter earnings on Wednesday came below forecasts.The group, which makes Finish dishwash products, Cillit Bang cleaners and Nurofen painkillers expects sales to rise four per cent this year and operating profit growth above that from its businesses excluding its newly-acquired SSL but including its pharmaceuticals unit.The company reported fourth-quarter earnings showing a rise of 14 per cent to 69.0 pence per share, below a company-compiled consensus of 73.7p,Reckitt set its targets this year to include its drugs arm whose main revenue generator is heroin substitute Suboxone. It lost its exclusive licence for this in October 2009 and expects generic competition to eventually emerge and hit profit. John Dunne More From Our Partners Supermodel Anne Vyalitsyna claims income drop, pushes for child supportnypost.comRussell Wilson, AOC among many voicing support for Naomi Osakacbsnews.comBrave 7-Year-old Boy Swims an Hour to Rescue His Dad and Little Sistergoodnewsnetwork.org980-foot skyscraper sways in China, prompting panic and evacuationsnypost.comAstounding Fossil Discovery in California After Man Looks Closelygoodnewsnetwork.orgA ProPublica investigation has caused outrage in the U.S. this weekvaluewalk.comPolice Capture Elusive Tiger Poacher After 20 Years of Pursuing the Huntergoodnewsnetwork.orgI blew off Adam Sandler 22 years ago — and it’s my biggest regretnypost.comNative American Tribe Gets Back Sacred Island Taken 160 Years Agogoodnewsnetwork.orgFeds seized 18 devices from Rudy Giuliani and his employees in April raidnypost.com‘Neighbor from hell’ faces new charges after scaring off home buyersnypost.comInside Ashton Kutcher and Mila Kunis’ not-so-average farmhouse estatenypost.comFlorida woman allegedly crashes children’s birthday party, rapes teennypost.comUK teen died on school trip after teachers allegedly refused her pleasnypost.comConnecticut man dies after crashing Harley into live bearnypost.comBiden received funds from top Russia lobbyist before Nord Stream 2 giveawaynypost.comMark Eaton, former NBA All-Star, dead at 64nypost.comKiller drone ‘hunted down a human target’ without being told tonypost.com Tags: NULLlast_img read more

Classic Commentary – Ethienne Ray Cyrus and his mullet

first_imgWednesday Apr 30, 2008 Classic Commentary – Ethienne Ray Cyrus and his mullet The Mullet – business up front, party at the back. This questionable hairstyle has become increasingly popular with sportsmen around the world in the past few years. In rugby, there is no side with more mullets than the Otago Highlanders. A few of them sport the Dreaded Mullet or the Jheri curl Mullet . The commentators very rarely miss an opportunity to comment on Mullets on the field, simply because they’re, well, comical at the best of times. So in the first of a new feature here on Rugbydump, Classic Commentary, we feature a short clip from this last weekends game between the Lions and the Brumbies, in which Lions substitute hooker Ethienne Reynecke showed us a fine example of the ever popular Bleeched Mullet . Not surprisingly, Greg Martin and the boys couldn’t help themselves.ADVERTISEMENT Posted By: rugbydump Share Send Thanks Sorry there has been an error Funnies Related Articles 29 WEEKS AGO WATCH: American reacts to brilliant Nigel… 29 WEEKS AGO Video of John Kirwan apologising while wearing… 30 WEEKS AGO Simon Zebo reveals how ‘absolute lunatic’… From the WebThis Video Will Soon Be Banned. Watch Before It’s DeletedSecrets RevealedGranny Stuns Doctors by Removing Her Wrinkles with This Inexpensive TipSmart Life ReportsIf You Have Ringing Ears Do This Immediately (Ends Tinnitus)Healthier Living30+ Everyday Items With A Secret Hidden PurposeNueey10 Types of Women You Should Never MarryNueeyShe Was the Most Beautiful Girl in the World. What She Looks Like Now is InsaneNueeyThe content you see here is paid for by the advertiser or content provider whose link you click on, and is recommended to you by Revcontent. As the leading platform for native advertising and content recommendation, Revcontent uses interest based targeting to select content that we think will be of particular interest to you. We encourage you to view your opt out options in Revcontent’s Privacy PolicyWant your content to appear on sites like this?Increase Your Engagement Now!Want to report this publisher’s content as misinformation?Submit a ReportGot it, thanks!Remove Content Link?Please choose a reason below:Fake NewsMisleadingNot InterestedOffensiveRepetitiveSubmitCancellast_img read more

Villa de Leyva House / Guillermo Fischer

first_imgArchDaily Photographs Projects Colombia ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/870579/villa-de-leyva-house-guillermo-fischer Clipboard “COPY” Year:  2009 Architects: Guillermo Fischer Area Area of this architecture project CopyHouses•Colombia Villa de Leyva House / Guillermo Fischer Area:  380 m² Year Completion year of this architecture project CopyAbout this officeGuillermo FischerOfficeFollowProductsWoodStone#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesColombiaPublished on May 08, 2017Cite: “Villa de Leyva House / Guillermo Fischer” 08 May 2017. ArchDaily. Accessed 11 Jun 2021. ISSN 0719-8884Browse the CatalogAluminium CompositesTechnowoodHow to Design a Façade with AluProfile Vertical ProfilesRailing / BalustradesMitrexIntegrated Photovoltaic Railing – BIPV RailingMetal PanelsAurubisCopper Alloy: Nordic RoyalShelvingZeitraumWardrobe – Hide & ParkSignage / Display SystemsGoppionDisplay Case – Qd-ClassConcrete FloorsSikaIndustrial Floor CoatingsStonesCosentinoSurfaces – Silestone® Stone SeriesWindowsOTTOSTUMM | MOGSWindow Systems – FerroFinestra W20Panels / Prefabricated AssembliesULMA Architectural SolutionsMIS Facade PanelUrban ShadingPunto DesignPavilion – TentChairsInterstuhlConference Chair – Low With CastorsWoodreSAWN TIMBER co.Pre-Weathered Wood CladdingMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/870579/villa-de-leyva-house-guillermo-fischer Clipboard Villa de Leyva House / Guillermo FischerSave this projectSaveVilla de Leyva House / Guillermo Fischer Photographs:  Guillermo FischerSave this picture!Courtesy of Guillermo FischerRecommended ProductsEnclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEAWoodParklex International S.L.Wood cladding – FacadeWoodGustafsWood Veneered Wall & Ceiling PanelsEnclosures / Double Skin FacadesRodecaRound Facade at Omnisport Arena ApeldoornText description provided by the architects. A house of rest for an artist and his family, a patio house, with a square plan, a regular object in a natural environment, on a terrain with a slight slope, near the long mountain in which is embedded the sacred lagoon of Iguaque. This location generates the idea of ​​the main visual orientation of the house: The volcanic cone where the lagoon is.Save this picture!Courtesy of Guillermo FischerSave this picture!PlanSave this picture!Courtesy of Guillermo FischerThe municipality demands in a subjective way that for the new constructions in the region the “colonial style” must be used; and that implies white walls, carpentries in wood, roofs covered in clay tiles, and eaves of 60cm. Paradoxically the regulations do not mention the courtyards. Save this picture!Courtesy of Guillermo FischerWhile the exterior of the house maintains the hardness of the thick white walls of the houses of the region, the interior contrasts with the fluidity of the organized spaces around the two patios (that are visually directed to the lagoon), which are faithful to aspects of the Andalusian architectural culture inherited, such as water, orange trees, round stones.Save this picture!Section and facadeIf the dining room, central space of the house, is a transparent space, it produces an unlimited uncontrolled directional flow, it is necessary that this directionality is cut by a wall on the back courtyard.  When leaving the dining room open on the patio facing Iguaque, and closed towards the other, a front and a back is built in the house, which also defines the social and private area.Save this picture!Courtesy of Guillermo FischerProject gallerySee allShow lessThe World’s 20 Largest Architecture FirmsArchitecture NewsBIG Changes on the Horizon for Bjarke Ingels and His FirmArchitecture News Share Save this picture!Courtesy of Guillermo Fischer+ 14 Share “COPY” Houseslast_img read more

Small Bioclimatic House / ARKKE

first_img Area:  85 m² Year Completion year of this architecture project Spain Year:  CopyHouses, Sustainability•Ribeira, Spain ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/927520/small-bioclimatic-house-arkke Clipboard Houses Photographs Small Bioclimatic House / ARKKESave this projectSaveSmall Bioclimatic House / ARKKE 2018 “COPY” Small Bioclimatic House / ARKKE ArchDaily Projects “COPY” Save this picture!© Antonio Vázquez Sotelo+ 23Curated by Clara Ott Share CopyAbout this officeARKKEOfficeFollowProductWood#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesSustainabilitySpainPublished on November 02, 2019Cite: “Small Bioclimatic House / ARKKE” [Pequeña vivienda bioclimática / ARKKE] 02 Nov 2019. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogPanels / Prefabricated AssembliesTechnowoodSiding Façade SystemWindowsMitrexSolar WindowMetal PanelsAurubisPatinated Copper: Nordic Green/Blue/Turquoise/SpecialMetal PanelsDri-DesignMetal Panels – CopperIn architectureSikaBuilding Envelope SystemsExterior DeckingLunawoodThermowood DeckingMembranesEffisusFaçade Protection – Breather+Metal PanelsPure + FreeFormCustom Metal Cladding – Legacy Fund 1 BuildingWood Boards / HPL PanelsInvestwoodWood Fiber Partition Walls – ValchromatDoorsLinvisibileLinvisibile FILO 10 Vertical Pivot Door | BrezzaSkylightsFAKROEnergy-efficient roof window FTT ThermoToilets / BidetsBritexToilets – Accessible Centurion PanMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/927520/small-bioclimatic-house-arkke Clipboard Photographs:  Antonio VázquezSave this picture!© Antonio Vázquez SoteloRecommended ProductsWoodTechnowoodPergola SystemsWindowsSolarluxSliding Window – CeroEnclosures / Double Skin FacadesAlucoilStructural Honeycomb Panels – LarcoreWindowsLibartVertical Retracting Doors & WindowsText description provided by the architects. The essential premise of the commission was to design a small, highly efficient and healthy house capable of making the most of a very narrow plot but with delicious views of the Arosa estuary. The strong point of the plot is, in addition to the mentioned views, its elevated position on the access road, which facilitated the opening of the facades towards the desired orientations without compromising your privacy. Save this picture!© Antonio Vázquez SoteloSave this picture!Ground Floor PlanSave this picture!© Antonio Vázquez SoteloThe small size of the house and the economic limitations led us to create a relatively compact volume but open towards the views through the volume of the porch that extends laterally forming the eaves of the roof, which effectively contributes to the good energy performance of the housing as it protects the holes from direct solar radiation from summer but allows sunning in winter. The entire envelope has been solved with an exterior insulation system (SATE) except for the south and east facades, which are protected by the porch and eaves and have been resolved with a ventilated pinewood facade. Save this picture!© Antonio Vázquez SoteloSave this picture!Section ASave this picture!© Antonio Vázquez SoteloThe housing program, on the ground floor, consists of a living room with an open kitchen, two bedrooms, a toilet and a room of facilities and except for the last two, all spaces enjoy the views. The CLT wood structure has reinforced the thermal behavior of the enclosure to reduce the thermal transmission coefficient well below the maximum allowed, contributing further to improve the environmental quality thanks to its breathability and good hygrometric behavior.Save this picture!© Antonio Vázquez SoteloProject gallerySee allShow lessWinners of UED’s Architecture Competition Imagine the City of the FutureArticlesThe Hidden Transgressive Face of BauhausArticles Share Architects: ARKKE Area Area of this architecture projectlast_img read more

SNOW 5319 Office and House / UTAA

first_img Year:  Projects Structural Engineering: SNOW 5319 Office and House / UTAA Constructor: Lead Architects: Area:  624 m² Year Completion year of this architecture project Codam ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/938156/snow-5319-office-and-house-utaa Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/938156/snow-5319-office-and-house-utaa Clipboard Architects: UTAA Area Area of this architecture project Mixed Use Architecture ArchDaily Mechanical Engineering: Photographs “COPY” Gadream Manufacturers: AutoDesk, Bello creative, Dalimbath, Dowin, E PLUS Window, GAI international, NARIN MS, Trimble Navigation “COPY” Save this picture!© Hyosook Chin+ 30Curated by Hana Abdel Share Design Team:Chang Gyun Kim, Geun Yong Jang, Sang Won HongCity:Gangnam-guCountry:South KoreaMore SpecsLess SpecsSave this picture!© Hyosook ChinRecommended ProductsLouversAccoyaAccoya® Wood for Shutters and LouvresMetallicsTECU®Copper Surface – Classic CoatedWoodGustafsWood Veneered Wall & Ceiling PanelsDoorsSolarluxBi-Folding Doors – EcolineText description provided by the architects. SNOW 5319 is a neighborhood living facility construction built in the back alley that has stepped back from the border between the bustling Nonhyeon-dong and Cheongdam-dong. An alley with a mixture of old and newly built buildings (that are no longer maintained) is a place where diversity and congestion coexist. From bricks to stone tiles and concrete exposures, the exterior wall materials and color selection used in the building was a difficult task in this alley affecting the landscape with various exterior wall materials. Through constant meetings with the owners, the color of the exterior wall was decided as white, which can be the basis of the structure as it is, and white will serve as a milestone in the landscape of the alley.Save this picture!© Hyosook ChinSave this picture!Ground Floor planSave this picture!© Hyosook ChinThe owner couples, who run their design company, wanted simple and concise for their building. The issue was, the direction of the new building considering the shape of the city street and the requirements of the owner, and white was proposed as the exterior wall material and overall color through many meetings with the owner. To further enhance the simplicity of white, 3mm ceramic tiles with light and thin physical properties were decided as exterior wall materials, and for some layers, aluminum expanded metal and polycarbonate, similar to the properties of white, was used.Save this picture!Courtesy of UTAAThe owners of the five-story office who requested a detached top-floor house shown a concise and neat tendency to close most of the interior of the house in white, according to the color of the exterior of the building. The keyword ‘white’, which began from the interpretation of the street, was completed with the whole interior choices by the neat and concise couples.Save this picture!© Hyosook ChinSave this picture!Right elevationSave this picture!© Hyosook ChinWhile addressing Northward architectural slant line restriction for daylight and various restrictions in the residential area as maximizing the exclusive living space, the shadows of the masses on each floor were exquisitely adjusted to give the building a richer depth to the scenery of the alley. And the gaze would stay on the street. The mass on the second floor was slightly twisted towards the road to be a milestone. The space that was pushed out on each floor created by the architectural slant line restriction for daylight was transformed of an external terrace that can be used independently by the residents.Save this picture!© Hyosook ChinThe terrace installed on all floors is referred to the healthy space that allows office workers on each floor to transfer between interior and exterior spaces and staying in the terrace allows them to feel away from work for a moment and feel urban life. In particular, the terrace on the front of the 2nd floor uses expanded metal to give a proper distance to the street, and polycarbonate as the interior light for the house on the top floor protects individual privacy as well as makes possible active communication toward the street line.Save this picture!© Hyosook ChinProject gallerySee allShow less8.5 House / DOGSelected ProjectsShenzhen Yunhai School / AUBE CONCEPTIONSelected Projects Share 2019 HI Structural Engineers Electrical Engineering: South Korea CopyMixed Use Architecture, Houses, Office Buildings•Gangnam-gu, South Korea SNOW 5319 Office and House / UTAASave this projectSaveSNOW 5319 Office and House / UTAA Codam Chang Gyun Kim Photographs:  Hyosook Chin Manufacturers Brands with products used in this architecture project CopyAbout this officeUTAAOfficeFollowProductsSteelConcrete#TagsProjectsBuilt ProjectsSelected ProjectsMixed Use ArchitectureResidential ArchitectureHousesOfficesOffice buildingsGangnam-guOn FacebookSouth KoreaPublished on April 27, 2020Cite: “SNOW 5319 Office and House / UTAA ” 26 Apr 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save想阅读文章的中文版本吗?“雪5319”居家工作室,小巷中叠加的白色体块 / UTAA是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my streamlast_img read more

Baan Vibhavadi House / INchan atelier

first_imgArchDaily CopyAbout this officeINchan atelierOfficeFollow#TagsProjectsBuilt ProjectsSelected ProjectsResidential ArchitectureHousesOn FacebookThailandPublished on May 07, 2020Cite: “Baan Vibhavadi House / INchan atelier” 06 May 2020. ArchDaily. Accessed 10 Jun 2021. ISSN 0719-8884Browse the CatalogBathroom AccessorieshansgroheBath & Shower ThermostatsGlass3MGlass Finish – FASARA™ NaturalPartitionsSkyfoldVertically Folding Operable Walls – Mirage®WindowsVitrocsaSliding Window – Mosquito NetSinksBradley Corporation USASinks – Verge LVG-SeriesMetal PanelsTrimoQbiss One in Equinix Data CentreSignage / Display SystemsGoppionDisplay Case – Q-ClassMetal PanelsLongboard®Aluminum Battens – Link & Lock – 4″Sports ApplicationsPunto DesignPunto Fit in Ekaterinburg Public SpaceWoodBlumer LehmannFree Form Structures for Wood ProjectsKnobsKarcher DesignDoor Knob K390 (50)TablesVitsœ621 Side TableMore products »Save世界上最受欢迎的建筑网站现已推出你的母语版本!想浏览ArchDaily中国吗?是否翻译成中文现有为你所在地区特制的网站?想浏览ArchDaily中国吗?Take me there »✖You’ve started following your first account!Did you know?You’ll now receive updates based on what you follow! Personalize your stream and start following your favorite authors, offices and users.Go to my stream ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/938838/baan-vibhavadi-house-inchan-atelier Clipboard ShareFacebookTwitterPinterestWhatsappMailOrhttps://www.archdaily.com/938838/baan-vibhavadi-house-inchan-atelier Clipboard Thailand Intanon Chantip Photographs Baan Vibhavadi House / INchan atelierSave this projectSaveBaan Vibhavadi House / INchan atelier CopyHouses•Thailand Baan Vibhavadi House / INchan atelier Lead Architects: Engineering:C2K ENGINEERING CONSULTANT Company LimitedContractor:Pigad Consultant Company LimitedClients:Monthep Mapiam, Punpim Puttaraksa MapiamCountry:ThailandMore SpecsLess SpecsSave this picture!© Something Architecture (ADDCANDID)Recommended ProductsWindowsOTTOSTUMM | MOGSWindow Systems – BronzoFinestra B40Enclosures / Double Skin FacadesFranken-SchotterFacade System –  LINEADoorsJansenDoors – Folding and SlidingDoorsC.R. LaurenceCRL-U.S. Aluminum Entice Series Entrance SystemText description provided by the architects. This project began in 2017 with a family long-term plan.  At the time, the family simply wanted to take down the 30 year old single storey house and build a new bigger one to suit more requirements.  According to the family, the new house means a significant milestone, and it must be a good place for the son’s formative years.  However, there are two challenging conditions that govern the project: (1) the property’s size is quite small, 236 sq.m.  when compared to all new requirements, (2) the project should nicely create the family bonding among 5 members from 3 generations a grandmother, a father, a mother, a son, and an aunt.  Save this picture!© Something Architecture (ADDCANDID)Save this picture!Ground Floor PlanSave this picture!© Something Architecture (ADDCANDID)The site sits at the street corner where it, fortunately, offers a very beautiful afternoon light.  Such a condition triggers our idea to grow.  We want the family to enjoy this corner with different feelings from different levels.  It is because on the lower level, the view must be confined by the property walls, but offering a nice private green area.  Whereas on the upper level at the same corner can offer an open view to the street corner. So we set a big tree sitting at this very corner as a thematic landscape element vertically connecting feelings between two levels.Save this picture!© Something Architecture (ADDCANDID)For the functional arrangement, we have to keep the amount of circulation as little as possible, so we simply apply the basic 2 storey house plan by using the stairs hall to distribute to all rooms and areas on each floor.  But what we do is to refine the plan-section relationship of the house in order to exploit the leftover space underneath the stairs to be a part of the grandmother’s bedroom as well as to twist the experience of ascending the stairs to the upper level.  As a result, we can efficiently enlarge many practical spaces such as the dining area, the kitchen, the bedrooms, and so on.Save this picture!© Something Architecture (ADDCANDID)Moreover, we want to push the house experience a little farther by creating an attic space for the son’s bedroom to be his secret place for his imaginations. Also, we offer a small roof deck where the family can enjoy star gazing moments. Another good feeling of this house is the use of reclaimed flooring wood planks and wood walls. The family is strongly determined to have such reclaimed materials from its memorable house to be applied in the new house so that the new house can beautifully continue the family history somehow.Save this picture!© Something Architecture (ADDCANDID)Project gallerySee allShow lessHideout Gallery / Hearth ArchitectsSelected ProjectsFashand Villa / SABK design groupSelected Projects Share Architects: INchan atelier Area Area of this architecture project Year:  Houses Projects Manufacturers: Hafele, Adobe, Aluzat, Trimble, Vray Photographs:  Something Architecture (ADDCANDID) Manufacturers Brands with products used in this architecture project “COPY” Save this picture!© Something Architecture (ADDCANDID)+ 34Curated by Hana Abdel Share 2020 Area:  394 m² Year Completion year of this architecture project “COPY”last_img read more

The Rise of Fintech in Housing

first_img July 1, 2020 2,367 Views  Print This Post Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Tim Mayopoulos is the President of Blend, a Silicon Valley technology company propelling the $40 trillion consumer banking industry into the digital age through partnerships with banks, lenders, and other technology providers. Before joining Blend in 2019, Tim served as President and CEO of Fannie Mae for more than six years.Under his leadership, the company returned to sustained profitability, delivered more than $167 billion in dividends to taxpayers, and introduced new technologies to the housing finance system to make mortgage lending faster, safer and more transparent. Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago What does Quicken’s decision say about the state of FinTech in housing?There’s clearly a great demand for technological innovation in the mortgage industry. The idea that Quicken is looking at going public is a confirmation of that. There are many technology providers in the space. Most of them are venture capital-backed companies like ours, Blend, and as demand for financial technology continues, these companies continue to proliferate. There’s a desire on the part of consumers to be able to apply for a mortgage and have it be a comparable experience to what they do on Amazon, or what they experience when they use their iPhone, or what they do when they watch movies on Netflix. Consumers expect that applying for a mortgage should be no different than any other consumer transaction. It should be simple, and elegant, and efficient, and fast, and it should help lenders lower costs.There are clearly consumer expectations around this, but what I’ve noticed is that the expectations of lenders have also changed. They recognize that they can be much more efficient, they can be more cost-effective, they can create a differentiated experience for their customers, the borrower. Share Save Home / Daily Dose / The Rise of Fintech in Housing 2020-07-01 Mike Albanese Subscribe What was your reaction to the Quicken Loans IPO?Well, my initial reaction was that it’s not every day that you see a mono-line mortgage lender file to become a public company but then as I reflected on it, I think it makes sense for Quicken to be doing what it’s doing. It’s obviously achieved a leadership position and it has good market conditions in which to do an IPO, with interest rates low and expected to be low for the foreseeable future. Mortgage origination on the refi side should continue to be pretty high and the purchase market should be strong as well, at least once we get through the pandemic. There is an imbalance in supply and demand in housing markets, so we should expect there to be home price appreciation and continued demand for homes. We’ve got the biggest generation in history, the millennials, coming of age, and they all express the same desire for homeownership as previous generations. There’s just been a chronic shortage of housing creation in the country over more than the last decade. The macro market conditions for Quicken are very favorable.Quicken has been successful in growing and in differentiating itself from other lenders. Quicken is as much a technology company as it is a mortgage lending company and they’ve been innovators in the technology space. Because they have established a unique value proposition for the market, they may have an opportunity that’s appealing to IPO investors. About Author: Mike Albanese in Daily Dose, Featured, News Data Provider Black Knight to Acquire Top of Mind 2 days ago The Best Markets For Residential Property Investors 2 days ago The Week Ahead: Nearing the Forbearance Exit 2 days ago The Rise of Fintech in Housing Governmental Measures Target Expanded Access to Affordable Housing 2 days ago How could Quicken Loan’s decision spur other FinTech companies to do the same? Quicken has, for some time, been a catalyst for change in the mortgage industry. I remember when I was the CEO of Fannie Mae, Quicken Loans announced Rocket Mortgage, which at the time might’ve been more hype than reality. The good thing about that was that it set a new standard in the industry. It really awakened a lot of people’s ideas as to what consumers would and could expect in terms of a more digital and more automated origination process. That has served as a catalyst for the entire industry, including the FinTech industry supporting mortgage, to pursue that ultimate goal. The conditions are very favorable for FinTech companies going forward in housing finance to continue to drive towards that aspiration and to continue to attract capital. Demand Propels Home Prices Upward 2 days ago Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago Related Articles Previous: Online Foreclosure Services Expanded Next: Ginnie Mae Announces Borrower Relief Options Sign up for DS News Daily Mike Albanese is a reporter for DS News and MReport. He is a University of Alabama graduate with a degree in journalism and a minor in communications. He has worked for publications—both print and online—covering numerous beats. A Connecticut native, Albanese currently resides in Lewisville. How will this pandemic impact the use of technology within the mortgage and housing markets?The pandemic is an additional accelerant on the transformational change that’s happening in housing finance. We’ve seen this underway for quite some time. Consumers want to be able to apply for a loan and have it fulfilled from anywhere, including from their couch in their pajamas if they want to. The pandemic is only reinforcing those consumer expectations. More importantly, the pandemic has taught the mortgage industry, which has historically been very conservative and cautious about change, that a lot of change can actually be achieved in a relatively short period of time, very effectively. It was just a few months ago that the entire industry essentially decided to go operate remotely, and many people wondered whether the industry would be able to adapt to that. What we found is that the industry largely was able to be nimble and meet changing consumer expectations and needs to a large extent.We at Blend have been working with our lender customers to respond to challenges created by the pandemic, specifically in the areas of managing the huge influx of refinance volume through process automation, and perhaps even more importantly on providing fully digital closings.Understandably, consumers don’t necessarily want to have appraisers show up at their homes during a pandemic, and they certainly don’t want to go to an in-person closing with a room full of people.  This illustrates the pivot that everybody in the industry needed to make an order to be able to continue to operate their businesses in a new way. Working remotely has given the industry newfound confidence that technological change can actually be adopted quickly, and effectively, and in relatively short order. It’s going to reduce some of the reticence, some of the conservatism, that the industry has historically shown towards adopting new ways of doing things. Apart from the public health issues themselves, the pandemic has created a little bit of an experiment where lenders and others in the housing finance system have had to adapt to new circumstances very quickly. They have found that they can do that and that technology can help drive that change very effectively.There clearly was already a lot of momentum underway in the mortgage industry towards becoming more technologically advanced. I think the pandemic is going to accelerate that tenfold because people see that not only is it possible, but it’s actually more easily achievable than many might have thought.last_img read more

Pending Cases “Ripe For Hearing” Will Also Be Taken up During the Vacation Period: Kerala HC [Read Notification]

first_imgNews UpdatesPending Cases “Ripe For Hearing” Will Also Be Taken up During the Vacation Period: Kerala HC [Read Notification] LIVELAW NEWS NETWORK4 May 2020 10:37 PMShare This – xThe Kerala High Court has released a broad schedule for sitting of vacation benches that will hear urgent cases and other cases that are the stage of disposal, via Video Conferencing. Last month, the High Court had announced that it will sit through the midsummer vacation, 2020 to hear urgent cases via video conferencing. In a notification by the Registrar General on Monday,…Your free access to Live Law has expiredTo read the article, get a premium account.Your Subscription Supports Independent JournalismSubscription starts from ₹ 599+GST (For 6 Months)View PlansPremium account gives you:Unlimited access to Live Law Archives, Weekly/Monthly Digest, Exclusive Notifications, Comments.Reading experience of Ad Free Version, Petition Copies, Judgement/Order Copies.Subscribe NowAlready a subscriber?LoginThe Kerala High Court has released a broad schedule for sitting of vacation benches that will hear urgent cases and other cases that are the stage of disposal, via Video Conferencing. Last month, the High Court had announced that it will sit through the midsummer vacation, 2020 to hear urgent cases via video conferencing. In a notification by the Registrar General on Monday, it has been intimated that all pending cases “ripe for hearing” will also be taken up during the vacation period. However, cases involving private parties will be taken up only with the consent of all such parties. The decision has been taken after consulting the Advocate General and the President of the Kerala High Court Advocates’ Association. Accordingly, the Registrar General has informed that the Division Bench of Justice K. Vinod Chandran and Justice VG Arun will hold sitting from May 6, 2020 till May 15, 2020 and will take up O.PS/W.PS (C):-CAT & KAT, W.AS-Labour, W.AS-Service (not mentioned elsewhere) & specifically ordered cases. From May 11 onwards, the Division Bench of Justice A. Hariprasad and Justice N. Anil Kumar will hold sitting in Court 1B and take up Crl.A. 567/2014 and connected cases and take up DB criminal matters (including offences against women & children) & specifically ordered cases and stay extension petitions in the above matters from May 18, 2020 onwards. Counsels who are desirous of getting their cases listed during the vacation period may send a memo, in the prescribed format, to the Registrar (Judicial) by e-mail to [email protected] The guidelines for e-filing and video conferencing during the said period may be accessed here. Click Here To Download Notification Read Notification Subscribe to LiveLaw, enjoy Ad free version and other unlimited features, just INR 599 Click here to Subscribe. All payment options available.loading….Next Storylast_img read more

Man allegedly confesses to murder of woman missing since 2003: DA

first_imgiStock(PHILADELPHIA) — A Philadelphia man is in custody after allegedly confessing to the murder of a woman who has been missing for 16 years, prosecutors said.The arrest of Jade Babcock, 49, came after a tip in the 2003 missing person’s case of Brenda Jacobs, according to the Philadelphia District Attorney’s Office.The tip — which Lycoming County District Attorney Kenneth Osokow said came Monday — led to the discovery this week of human remains in a storage facility in Northeast Philadelphia.The remains are suspected to be of Jacobs, who was believed to be in a relationship with Babcok, said Osokow.Jacobs, who was about 39 when she went missing, lived in Lycoming County in central Pennsylvania, about 180 miles away from Philadelphia. She had been missing since 2003 but was not reported missing by family until 2013, prosecutors said. Osokow would not comment on why it took so long for the missing person’s case to be filed.Babcock was interviewed in 2013 or 2014 when Jacobs was reported missing, Osokow said, and has now allegedly confessed to Jacobs’ murder, though Osokow would not elaborate.“When there is no swift resolution to an investigation, perpetrators do begin to believe that they can get away with murder,” Philadelphia District Attorney Larry Krasner said in a statement. “With the help of our State Police, that won’t be true for Jade Babcock. May those who have been missing and mourning Brenda Jacobs for years know some peace in the very near future.”Babcock was arrested on Tuesday and charged with abuse of a corpse, obstruction of justice and tampering with evidence.Philadelphia prosecutors said homicide charges are expected. Osokow said homicide charge determinations “will be made shortly.”Osokow would not comment on a motive and said prosecutors have not yet been informed of Jacobs’ cause and manner of death.Babcock, who is being held without bail, has not yet entered a plea. He is set to return to court for a status hearing on Oct. 18. It was not immediately clear if he had an attorney. Copyright © 2019, ABC Radio. All rights reserved.last_img read more

Union hosts Chelsea Manning awards ceremony

first_imgAmidst international controversy about the ethics of leaking classified information, whistleblower Chelsea Manning received the 2014 Sam Adams Award for Integrity in Intelligence in absentia this Wedneday in a ceremony at the Oxford Union.Manning, a former US Army private currently serving a 35 year prison sentence, committed perhaps the greatest single leak of classified information ever in 2010.The intelligence she passed on to WikiLeaks is thought to have influenced the 2010 Arab Spring, launched heated worldwide discussion about national security vs. freedom of information, and inspired other whistleblowers like Edward Snowden, who received the Sam Adams Award last year.Wednesday evening’s Oxford Union awards ceremony included a rare video message from Edward Snowden, who congratulated Manning. He stressed that her work highlighted the problem of “overclassification”, where governments use state secrets privilege to withhold information unrelated to national security.>>> Watch a Cherwell interview with the former Director of the CIA and NSA, General Michael Hayden << read more