Top tips to get financially fit

first_imgMs Mann said venturing into markets without having knowledgeable, independent professionals on your side could be dicey.“Building relationships with advisers now means that when opportunities arise during 2019, you’ll be prepared to get the speedy answers you need to make fast, well-informed decisions,” she said.“Look for experts who have a strong track record and no special interests beyond looking after their clients.” Investors set to gain the most in 2019 will have healthy balance sheets, according to Ms Mann.“Now is the time to get your financial affairs in order so you can put forward a strong case to the lenders when a prospect to buy arises,” she said.Ms Mann said it was “essential” to do a home budget and balance sheet and look for ways to tighten up spending.“Banks currently scrutinise household spending going back three to six months during the approval process, so be ready for a future loan application by implementing your new home budget straight away,” she said. “Also, ensure your records are impeccably kept and up to date.”Ms Mann said while conditions are tough for borrowers, banks will compete for those with the right numbers. 2. Check your leases UP FOR GRABS: 8 REMICK ST STAFFORD HEIGHTS Flex some muscles and get financially fit this yearWhile many of us have already failed to keep our new year’s resolutions, it is not too late to get financially fit. And with the property market set to heat up, Herron Todd White director Angeline Mann says it’s the perfect time to establish good practices. 1. Do your budgetcenter_img Ms Mann said smart landlords studied their existing lease details well before they were due to be renewed. She said locking in good tenants on long-term leases was a smart move.More from newsParks and wildlife the new lust-haves post coronavirus14 hours agoNoosa’s best beachfront penthouse is about to hit the market14 hours ago“In some cases, avoiding a rent rise – or even lowering the rent come renewal time – means you can keep a good tenant longer and reduce your vacancy,” she said. “If your $500-per-week property is vacant for three weeks, that’s $1500 in lost income which equates to almost $30 per week. “A better solution would be to reduce the rent to $480 a week and keep the tenant in place.” 3. Start collecting sales and rentals information Ms Mann said smart investors were becoming borderless, and were looking beyond Sydney and Melbourne.She said Brisbane and Adelaide offered promise, but even regional centres were solid possibilities – particularly for those driven by affordability.“A strengthening in the tourism and agricultural industries has resulted in price rises across many previously underperforming markets in regional Australia,” she said. “Don’t be tethered to past biases about markets – consider those lesser-known locations as well.” 5. Contact your advisers Being well informed about markets helps investors spot opportunities quickly, Ms Mann said.“There’s no substitute for studying actual, completed sales or rentals in a suburb across a three-to-six-month period in order to paint a picture of a market’s direction,” she said.“If you have selected a location, start putting together a file of properties that have sold and/or leased in your price point straight away. Keeping a record of transactions is invaluable, and a file compiled over a minimum three to six months is absolutely essential.” 4. Research lesser known marketslast_img read more

Beat writers predict Syracuse-Navy matchup

first_img Comments No. 7 Syracuse (8-3, 2-2 Atlantic Coast) travels to Navy (5-6, 3-4 Patriot League) on Saturday for the first game at Navy-Marine Corps Memorial Stadium since 1982. SU is looking for its fourth-straight win in its regular-season finale. Here’s what our beat writers predict what will happen. Michael McCleary (8-3)Seal the dealSyracuse 13, Navy 8I’m keeping the score close(r), but this is a win for Syracuse. The Orange have been rolling as of late and this probably won’t be the game where they slow down. SU seemingly outpaces Navy in every single statistical category and is playing some of the best lacrosse it’s played all season with a focus on patient, methodical play through the attack. The defense has been strong, the offense has been powerful and Syracuse has been a problem in its recent games. Expect that to continue Saturday, and the Orange end its regular season with a win.Andrew Graham (7-4)At easeSyracuse 14, Navy 5AdvertisementThis is placeholder textThe Orange end the regular season with a steady, easy victory at the U.S. Naval Academy on Saturday. Now that I predict this, it will be a one-goal thriller like last year. But, Syracuse has more firepower than the Midshipmen can handle. With the 41st scoring defense in the country (11.55 goals per game), Navy seems prone to get swamped in the defensive end. The only hope is goalie Ryan Kern — 17th in save percentage (54.3) — gets hot. Still, the Midshipmen’s offense is no better off, scoring just over 10 goals a game. That’s not enough to cut it against a stingy Syracuse defense. The Orange get the win and can be at ease, knowing an NCAA tournament bid is in their grasp.Nick Alvarez (6-5)Above water Syracuse 16, Navy 7Hey, I’m above-.500! This one is pretty easy. Syracuse is on a roll heading into the postseason. This game is seemingly a tune-up. A loss would hurt the Orange’s RPI ranking, but a strong showing in the ACC tournament could secure a home game for the NCAA tourney. What I mean to say is, look for SU to ride the red-hot combo of Danny Varello and Jakob Phaup early, Nate Solomon and Bradley Voigt add to their season tallies and the defense holds another offense, this Midshipmen attack less-talented than Cornell’s and Hobart’s, to under 10 goals. In what I’m sure will be a fun venue for my beat partners to experience, the game should be a SU blowout. Published on April 20, 2019 at 4:52 pmcenter_img Facebook Twitter Google+last_img read more

Dodgers set spring radio, TV broadcast schedule

first_img Newsroom GuidelinesNews TipsContact UsReport an Error SportsNet LA will televise 20 Dodgers games live during spring training, including 17 from Arizona and all three Freeway Series games in Southern California. In addition, 16 spring games (including the Freeway Series) will be available on radio (570 AM).The spring broadcast schedule:Friday, Feb. 23 — vs. Chicago White Sox in Glendale, 12 p.m. PT (SportsNet LA and 570 AM)Saturday, Feb. 24 — vs. San Francisco Giants in Glendale, 12 p.m. PT (SportsNet LA and 570 AM)Sunday, Feb. 25 — vs. Seattle Mariners in Peoria, 12 p.m. PT (SportsNet LA)Friday, March 2 — vs. Chicago White Sox in Glendale, 12 p.m. PT (SportsNet LA and 570 AM)Saturday, March 3 — vs. Arizona Diamondbacks in Glendale, 12 p.m. PT (SportsNet LA and 570 AM)Sunday, March 4 — vs. San Francisco Giants in Scottsdale, 12 p.m. PT (SportsNet LA and 570 AM)Thursday, March 8 — vs. Cleveland Indians in Goodyear, 5 p.m. PT (SportsNet LA)Friday, March 9 — vs. Kansas City Royals in Glendale, 12 p.m. PT (SportsNet LA and 570 AM)Saturday, March 10 — vs. Chicago Cubs in Glendale, 6 p.m. PT (SportsNet LA)Sunday, March 11 — vs. Colorado Rockies in Scottsdale, 1 p.m. PT (SportsNet LA and 570 AM)Wednesday, March 14 — vs. Colorado Rockies in Glendale, 7 p.m. PT (SportsNet LA and 570 AM)Thursday, March 15 — vs. Kansas City Royals in Glendale, 1 p.m. PT (SportsNet LA)Saturday, March 17 — vs. Chicago White Sox in Glendale, 1 p.m. PT (SportsNet LA and 570 AM)Sunday, March 18 — vs. San Diego Padres in Glendale, 1 p.m. PT (SportsNet LA and 570 AM)Monday, March 19 — vs. Oakland A’s in Glendale, 7 p.m. PT (SportsNet LA and 570 AM)Thursday, March 22 — vs. Angels in Glendale, 7 p.m. PT (SportsNet LA and 570 AM)Saturday, March 24 — vs. Chicago White Sox, 12 p.m. PT (SportsNet LA and 570 AM)Sunday, March 25 — vs. Angels in Anaheim, 6 p.m. (SportsNet LA and 570 AM)Monday, March 26 — vs. Angels at Dodger Stadium, 7:10 p.m. (SportsNet LA and 570 AM)Tuesday, March 27 — vs. Angels at Dodger Stadium, 7:10 p.m. (SportsNet LA and 570 AM)last_img read more

New rapid test for TB welcomed

first_imgWelcoming the approval of the rapid test, MRC Acting President Dr Ali Dhansay noted that the test also allows for testing for resistance of the organism to one of the frontline TB drugs. Though there have been major improvements in TB care and control, about 1.7-million people worldwide were killed by TB in 2009, with 9.4-million people developing active TB. Reduced prices for 116 countries Major milestone Evidence to date indicates that implementation of the test could result in a three-fold increase in the diagnosis of patients with MDR-TB and a doubling in the number of HIV-associated TB cases diagnosed in areas with high rates of TB and HIV. Roscigno noted that preferential pricing would be granted to 116 low- and middle-income countries where TB is endemic, with additional reductions in price once there was significant volume of demand. 9 December 2010 “It also represents new hope for the millions of people who are at the highest risk of TB and drug-resistant disease. We have the scientific evidence, we have defined the policy, and now we aim to support implementation for impact in countries,” said Raviglione. Testing for resistance The organisation has called for the fully automated NAAT to be rolled out under clearly defined conditions and as part of national plans for TB and MDR-TB care and control. WHO Stop TB Department Director Dr Mario Raviglione said the new test represented a major milestone for global TB diagnosis and care.center_img The WHO is also releasing recommendations and guidelines for countries to incorporate the test in their programmes, including testing protocols to optimise the use and benefits of the new technology in those persons where it is needed most. Endorsement of the fully automated Nucleic Acid Amplification Test (NAAT) by the World Health Organisation (WHO) followed 18 months of rigorous assessment of its field effectiveness in the early diagnosis of TB. Policy and operational guidance are also being issued based on findings from a series of expert reviews and a global consultation held in Geneva last week, attended by more than 100 representatives from national programmes, development aid agencies and international partners. The South African Medical Research Council (MRC) has welcomed the approval of a new rapid test for tuberculosis (TB) that could revolutionise TB care and control. The test provides an accurate diagnosis in about 100 minutes, compared to current tests that take up to three months. Foundation for Innovative and New Diagnostics (FIND) CEO Dr Giorgio Roscigno announced that the foundation had negotiated with the manufacturer, Cepheid, for a 75% reduction in the current market price for countries most affected by TB. SAinfo reporterWould you like to use this article in your publication or on your website? See: Using SAinfo material He said, however, that the “gold standard” of TB culture remained, since the new test did not reveal sensitivity to other TB drugs. Its effectiveness has also been tested in cases of Multi-Drug Resistant TB (MDR-TB) and TB complicated by HIV infection, which are more difficult to diagnose. “The new test will certainly increase access to treatment and dramatically decrease treatment time for our patients, especially those with HIV co-infection,” said Dhansay. “We are also pleased that the issue of cost has been factored in. Once the test is implemented, the cost-benefit will have to be evaluated.”last_img read more

Using the Audio Gain Feature in Premiere Pro

first_imgUsing the Audio Gain Feature in Premiere Pro is really easy. There are multiple ways to adjust the gain of a clip. You need to know how each gain setting works in order to use it properly.To get to the gain settings of a clip, simply right click the clip and go to “Audio Gain…” You can do this either in your timeline, or in the project window. This will give you a window with multiple options.There are 4 settings in this window.“Set Gain to:”This will set the clip’s gain to a specified value. For example, if you specify “set gain to: 6dB,” the clip’s gain will be set at 6dB.“Adjust Gain by:”In Premiere Pro this will adjust the gain by the amount specified. For example, if the clip’s gain is already set to 6dB, and you specify “adjust gain by: +3dB,” then the clip’s gain will be set to 9dB.“Normalize Max Peak to:”Normalize Max Peak will analyze the clip’s peak amplitude and adjust it to the specified value. Make sure you keep this value negative to keep your audio from peaking. For example, if you set “normalize max peak to: -3dB,” a clip with a peak amplitude of -9dB will be adjusted up by +6dB to equal -3dB.If you have multiple clips selected, the clip with the maximum peak will be adjusted to the specified value, while the other clips will be adjusted by the same amount, preserving their relative gain differences. For example, with two clips selected, set “normalize max peak to: -3dB.” Assume clip one has a peak of -9dB, and clip two has a peak of -6dB. Since clip two has the greater peak value, it will be adjusted by +3dB, boosting is to -3dB, while clip one also will be adjusted by +3dB, boosting it to -6dB, and preserving the gain offset between the two clips in the selection.“Normalize All Peaks to:”This is similar to the previous setting, except that each clip’s peak amplitude is adjusted separately. For example, with multiple clips selected, set “normalize all peaks to: -3dB.” Assume clip one has a peak of -9dB, and clip two has a peak of -6dB. Clip one will be adjusted by +6dB, boosting it to -3dB, and clip two will be adjusted by +3dB, boosting it to -3dB.When I normalize audio peaks in Premiere Pro, I usually normalize them to -3dB. This allows for some headroom.If you select your clip in the project window, the entire clip is affected. If you select the clip in the timeline, that instance of the clip is affected by the gain adjustments.NOTE: Adjusting the gain in this window does not affect the value of the volume level in the “effect controls” window and will not adjust your audio keyframes.Normalize the Master TrackYou can also normalize the master track volume of a sequence in Premiere Pro. This will take the loudest peak of the entire sequence and adjust the fader to set it to the specified value.Select the sequence you want normalized. Go to “Sequence>Normalize Master Track.” In the popup window, specify a value to be normalized to. Click OK.You’ll notice your Master Track fader has been adjusted. This will adjust any keyframes that are on the master track.Learning how to use the gain feature is essential to mastering the audio tools in Premiere Pro.Got more Premiere Pro audio tips?Let us know in the comments below.last_img read more

Iqaluits Northmart reopens 9 days after fire

first_img(With all merchandise 50 per cent off, many Iqaluit residents were stocking up on big ticket items.  Photo: Kent Driscoll/APTN)The store looks remarkably untouched on the inside.A double firewall and five metres of space separated the warehouse from the sales floor.There is a noticeable smoky smell remaining.All of the fresh food in the store was disposed after the fire, and the fate of the rest was decided on a case by case basis.“The fresh food absolutely had to go,” said David Chatyrbok, vice president of major markets for the Northwest Company. “We worked with the health inspector, identified all the different product that had to go, so that product had to go.“Then everything we could donate, we absolutely worked with the health department to make sure we knew what could be donated, and we are donating that food.”(The lines were long, but deals were there for those who could bear the wait. Photo: Kent Driscoll/APTN)According to the Northwest Company, reopening the store was a 24 hours a day task that was happening right up until the moment they opened the doors.“This was the local individuals that did all of this work for us. We have to thank the community, the first responders, and all of our staff,” said Chatyrbok.While most departments have reopened, the meat and frozen food sections still require some more product.Until the meat shop is clean and repaired, butchering will take place in the Northern Store in nearby Pangnirtung, and the cuts of meat will then be flown to [email protected]@kentdriscoll Kent DriscollAPTN NewsIn just nine days, Iqaluit’s Northmart has gone from a raging fire to a fire sale, with residents lining up at 9 am on Saturday morning to get in on some of the savings.Northmart supplies Iqaluit with about 60 per cent of the groceries, and is the largest retail store in the city.On November 8, fire destroyed the Northmart’s warehouse, furniture store and snowmobile shop.The retail and grocery stores were saved.A 17 year-old girl is facing a charge of arson endangering human life following the fire.(On Nov. 8, thick black smoke blanketed Iqaluit. Photo: Kent Driscoll/APTN)More than a week later, the fresh food has been replaced, and all retail merchandise was 50 per cent off.For many residents, the sales were a draw, but the selection provided by having the largest retail store in the territory back was appreciated.“I’m excited for the store to reopen,” said Elisapee Nowdluk just as the doors were opening. “It’s a big store based for groceries, and I miss that, the bakery, and the meat.”last_img read more

Podcast Lonely LeBron Dominant Serena And Nate vs A 12YearOld

If you’re a fan of our podcasts, be sure to subscribe on Apple Podcasts and leave a rating/review. That helps spread the word to other listeners. And get in touch by email, on Twitter or in the comments. Tell us what you think, send us hot takes to discuss and tell us why we’re wrong. Hot Takedown Welcome to this week’s episode of Hot Takedown, our podcast where the hot sports takes of the week meet the numbers that prove them right or tear them down. On this week’s show (June 9, 2015), we discuss whether LeBron James can continue to win NBA Finals games by himself, whether Serena Williams can set the record for most Grand Slams ever and what we’ve learned after the first batch of women’s World Cup games. Plus, a special Significant Digit — Nate Silver talks with 12-year-old Simon Bazelon (son of New York Times writer and Slate podcast host Emily Bazelon), who has some criticisms about FiveThirtyEight’s NBA Elo ratings.Stream the episode by clicking the play button, or subscribe using one of the podcast clients we’ve linked to above.Below are some links to what we discuss in this week’s show:Nate Silver takes on the adage, “Live by the three, die by the three.” It’s mostly not true.Neil Paine on the Cavs’ Game 2 win, in context.Williams is really, really clutch.Grantland assesses Williams’ remarkable career arc.We’re offering continually updated women’s World Cup predictions, and our latest model shows that Germany is slightly more likely to win than the U.S.Significant Digit: 11 championships. That’s the number Bill Russell’s Celtics won, in 13 years, but our Elo ratings still say they weren’t the most dominant dynasty of all time. Special guest Simon Bazelon (12 years old) debates Nate and presents his own data. Simon is the son of Emily Bazelon, who recently mentioned his analysis on Slate’s “Political Gabfest” podcast. Embed Code More: Apple Podcasts | ESPN App | RSS | Embed read more

Wire Fraud scams sucking in islanders court cases coming

first_img Related Items:Royal Turks and Caicos Islands Police Force, scams, wire fraud Facebook Twitter Google+LinkedInPinterestWhatsAppProvidenciales, 07 Aug 2015 – Police are warning about a growing trend which is seeing residents out of their hard earned cash. There are three cases set for TCI court, with complainants and defendants from the Turks and Caicos; it is unclear the exact charges. Money transfer scams are not new but they are on the rise and it seems some islanders are being sucked into sending strangers money by wire transfer, which makes the con artists nearly impossible to catch. The bogus businesses are functioning out of Jamaica and Africa. The requests can come by text, by email and usually make demands for you to act right away. The Financial Crimes Unit of the Royal Turks and Caicos Islands Police Force explained in a media statement that it is best to check even people you know, to verify their identity. Whether it is a claim that you have won the lottery, an offer for a deal which seems too good to be true or requests to give out personal banking or credit card information over the phone, the FCU says “don’t fall for it.” Prostitution crack down necessary says Premier to Police Commish New: Tourist man fell or pushed; Police investigating Recommended for you Facebook Twitter Google+LinkedInPinterestWhatsApp Police read for kindergarten children as part of school programlast_img read more

UPDATE Storm sweeps through Clark County

first_imgA crowd gathers to see damage caused by a lightning strike to two trees across Mill Plain Boulevard from Hudson’s Bay High School on Friday evening. David Santos glanced heavenward with a sense of disbelief Friday night at the sad remains of a vanquished Douglas fir tree standing before him off East Mill Plain Boulevard. Under his left arm, Santos held “his trophy”, a 5-feet-high chunk of tree, nearly as tall as him.“Wow!” Santos, 25, exclaimed to no one in particular. “It’s unbelievable.”Dozens of onlookers joined Santos to stare at the damage Mother Nature wrought and grab mementos of a once mighty tree blown to smithereens when a lightning strike hit it shortly after 7:30 p.m. The lightning strike’s impact was so powerful that it scattered debris from the tree at least a hundred yards away onto a nearby soccer field and broke two windows at the nearby Marshall House, fire authorities said. Onlookers described the strike as sounding like a bomb exploding.The lightning strike that slayed the tree and topped another Douglas fir nearby resulted from a series of thunderstorms that delivered heavy rain and hail across Clark County Friday night, causing at least one house fire and power outages for more than 1,500 homes in Vancouver. A low-pressure system sweeping through the Pacific Northwest was responsible for the nasty weather, said Tiffani Brown, a meteorologist with the National Weather Service in Portland. Thunderstorms during the late spring and early summer usually are relegated to the Cascades, Brown said. However, on Friday night, Southwest Washington was on the back edge of a low-pressure system, making it more susceptible than usual.The storms, moving from the north-northeast, began sweeping into the area about 6:30 p.m. Lightning and hail associated with the storm were heaviest in Battle Ground, Brown reported. “It wasn’t necessarily strong, but it was prolonged,” she said, noting the National Weather Service had not received reports of strong, gusting winds or large hail. The storm, she added, was not strong enough to require a thunderstorm warning.last_img read more